.policy-page{max-width:1220px;margin:0 auto;padding:8px 0 68px;color:#172b46}
.policy-breadcrumb{display:flex;gap:10px;align-items:center;font-size:.78rem;color:#667991;margin:10px 0 18px;flex-wrap:wrap}
.policy-breadcrumb a{color:#49617f;text-decoration:none}.policy-breadcrumb a:hover{text-decoration:underline}
.policy-hero{position:relative;overflow:hidden;display:flex;justify-content:space-between;align-items:center;gap:28px;min-height:235px;padding:42px 48px;background:#10243c;border-radius:24px;color:#fff;border-top:4px solid #eaa216}
.policy-hero:after{content:"";position:absolute;inset:auto auto -160px -80px;width:360px;height:360px;border:1px solid rgba(255,255,255,.08);border-radius:50%;box-shadow:0 0 0 50px rgba(255,255,255,.025),0 0 0 100px rgba(255,255,255,.02);pointer-events:none}
.policy-hero-copy{position:relative;z-index:1;max-width:720px}.policy-eyebrow{display:inline-block;color:#f9bf49;font-size:.8rem;font-weight:800;margin-bottom:14px}.policy-hero h1{font-size:clamp(1.5rem,2.5vw,2.2rem);line-height:1.5;color:#fff;margin:0 0 12px;font-weight:900}.policy-hero p{color:#cad5e4;margin:0;line-height:2;font-size:.95rem}.policy-hero-mark{position:relative;z-index:1;flex:0 0 96px;display:grid;place-items:center;width:96px;height:96px;border-radius:26px;color:#f3b12b;background:rgba(247,180,48,.1);border:1px solid rgba(247,180,48,.22)}.policy-hero-mark svg{width:48px;height:48px}
.policy-layout{display:grid;grid-template-columns:255px minmax(0,1fr);gap:24px;align-items:start;margin-top:26px}.policy-aside,.policy-main{background:#fff;border:1px solid #e1e9f1;border-radius:20px;box-shadow:0 12px 32px rgba(17,38,66,.04)}.policy-aside{padding:22px;position:sticky;top:20px}.policy-aside h2{font-size:.9rem;margin:0 0 14px;color:#233a58}.policy-aside nav{display:grid;gap:5px}.policy-aside nav a{display:flex;align-items:center;justify-content:space-between;gap:8px;color:#536984;padding:11px 12px;border-radius:10px;text-decoration:none;font-size:.79rem;font-weight:700;line-height:1.6}.policy-aside nav a:hover{background:#f4f7fb}.policy-aside nav a.is-current{background:#edf4ff;color:#194fd2}.policy-aside nav a:focus-visible,.policy-contact a:focus-visible{outline:3px solid #f0a514;outline-offset:3px}
.policy-main{padding:32px}.policy-lead{display:flex;align-items:flex-start;gap:16px;background:#f2f7ff;border:1px solid #dceaff;border-radius:16px;padding:22px}.policy-lead-icon{display:grid;place-items:center;flex:0 0 40px;width:40px;height:40px;border-radius:12px;background:#dfeaff;color:#2154cc;font-size:1.2rem;font-weight:900}.policy-main h2{font-size:1rem;font-weight:850;color:#142a49;margin:0 0 8px;line-height:1.7}.policy-main p{margin:0;color:#536a84;font-size:.88rem;line-height:2.1}.policy-steps{padding:12px 0}.policy-step{display:grid;grid-template-columns:43px minmax(0,1fr);gap:16px;padding:24px 0;border-bottom:1px solid #edf1f5}.policy-step:last-child{border-bottom:0}.policy-step-no{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:#f4f6f9;color:#71839a;font-weight:850;font-size:.8rem}.policy-note{padding:20px 22px;border-radius:15px;background:#fff9ed;border:1px solid #f4dfb6;border-inline-start:4px solid #e7a119}.policy-note h2{color:#744b00}.policy-note p{color:#705e40}.policy-contact{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:26px;padding-top:24px;border-top:1px solid #edf1f5}.policy-contact a{display:inline-flex;align-items:center;justify-content:center;gap:12px;white-space:nowrap;color:#fff;background:#1d4ed8;text-decoration:none;padding:12px 18px;border-radius:11px;font-weight:800;font-size:.82rem}.policy-contact a:hover{background:#173fb1}
@media(max-width:800px){.policy-hero{padding:32px 25px;min-height:190px}.policy-hero-mark{width:64px;height:64px;flex-basis:64px;border-radius:18px}.policy-hero-mark svg{width:34px;height:34px}.policy-layout{grid-template-columns:minmax(0,1fr);gap:14px}.policy-aside,.policy-main{min-width:0}.policy-aside{position:static;padding:16px}.policy-aside nav{display:flex;overflow-x:auto;gap:7px;padding-bottom:2px}.policy-aside nav a{flex:0 0 auto;white-space:nowrap}.policy-aside nav a span:last-child{display:none}.policy-main{padding:22px}.policy-step{padding:20px 0}}
@media(max-width:480px){.policy-page{padding-bottom:36px}.policy-hero{padding:26px 20px;gap:12px;border-radius:18px}.policy-hero-mark{width:48px;height:48px;flex-basis:48px;border-radius:14px}.policy-hero-mark svg{width:27px;height:27px}.policy-hero h1{font-size:1.4rem}.policy-hero p{font-size:.84rem}.policy-main{padding:17px}.policy-lead{padding:16px;gap:12px}.policy-contact{align-items:flex-start;flex-direction:column}.policy-contact a{width:100%}}